Sustainable financing solutions that grow with you

We offer micro to medium sized loans at moderate interest rates, for flexible periods, with processing within three working days.

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Our Services

Choose the right financing solution for you

Personal Loans

Get from ZMW 500 to ZMW 250,000 for your personal needs.

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Business Loans

Boost your business with loans from ZMW 500 to ZMW 1,000,000.

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Asset Financing

Unlock the assets you need with flexible financing secured against the asset.

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Why Choose Us?

We currently offer micro to medium sized loans at moderate interest rates, for flexible periods, with processing within three working days.

300+

SMEs Financed

1,000+

Individuals Financed

K200m+

Disbursed

3

Branch Locations

90%+

Client Retention

48 Hours

Average Turnaround

What Makes Us Different?

Experience the ALIS Lending advantage

Simple All-Inclusive Interest Rate

Low cost financing solutions, with minimal to no fees.

3 Day Approval

Maximum three days turnaround after application.

Online Application

Easy online application with access to customer support.

Tailored Solutions

We work with you to find a sustainable solution that fits your needs.

A Simple, Hassle-Free Process

Our clients benefit from a guaranteed turnaround of an application within 3 days, flexibility in minimum requirements and a low cost solution that is tailored to their needs.

1
Pre-Qualify

Pick a financing solution and complete the pre-qualification form in 2 minutes.

2
Complete Your Application

Make an application and upload required information.

3
Receive Approval Within 3 Days

Receive approval within 3 days, sign your documents and receive funds on day 4.

Our Latest Insights

Stay updated with our latest news and articles

June 22, 2026
How to Apply for a Personal Loan

Learn the simple steps to apply for a personal loan and get approved within 3 days.

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June 21, 2026
Tips for Managing Your Business Finances

Discover practical tips to help you manage your business finances effectively and position your busi...

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June 20, 2026
Understanding Invoice Discounting

Learn how invoice discounting can help improve your business cash flow by unlocking funds tied up in...

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Ready to Get Started?

Apply today and get your funds within 4 days. Need help or a tailored solution? Reach out to us at info@zedsms.co.zm or via WhatsApp.

Apply Now